Motorcycles driven on the government's roads are regulated just like any other type of motor vehicle. This is because of the inherent danger of riding these kinds of vehicles and the possibility of a severe accident. Having good insurance is the best way to be protected in case of an emergency.
Agencies like Uriarte Insurance provide policies that comply with these rules and give drivers protection in the event of an accident or damage to their vehicle. It is important to get a basic overview of some of these regulations before committing to a policy. Agents are available to discuss all these rules and offer a policy that is appropriate for your driving habits.
There are specific regulations regarding motorcycle insurance just like every other kind of coverage. To ride a motorcycle legally in Kansas and Missouri, the driver must have a liability policy that covers several thousand dollars’ worth of damages for property damage and bodily injury. Unlike other states, Kansas and Missouri also does not provide discounts for riders who wear helmets, and riders under the age of 18 are required to wear a helmet by law. There is also an option for riders to meet the state's insurance requirements by purchasing self-insurance, which is a different and more complex process from buying regular insurance, which is normally purchased through providers. Fines for not carrying insurance while riding a motorcycle can cost thousands of dollars and result in license suspensions, loss of registration, or even jail time for repeat offenders.
To learn more about getting coverage in the state of Kansas and Missouri, contact Uriarte Insurance. An agent who serves your area can answer your call and address all your questions. They will design a policy that meets your needs.
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