Even if you don't own your home, it's important to protect yourself against the loss of your belongings. You may also need protection against a guest who's insured or belongings that are stolen outside the home. Uriarte Insurance can help you decide how much coverage to select for your Kansas and Missouri apartment.
Personal property protection safeguards your furniture, electronics, and valuables if they are lost or stolen. When a covered event forces you to seek other accommodations, renter’s insurance helps pay for an increase in living expenses. This includes a temporary place to live, food and other expenses.
Liability insurance covers you if someone sues you after being injured at your rented home. Guest medical coverage is included in many renters' insurance policies if someone is injured at your rented apartment or other space.
Additional add-ons may be available based on what you need to cover. Talk to your agent about the options and costs for additional coverage.
Renters' insurance also includes off-premises coverage. If your bike is stolen from a bike rack at the grocery store or your laptop is stolen while you're working out at the gym, there's renters' insurance to cover that.
If you must move, most renters' policies cover additional living costs associated with the move. This is triggered if someone happens to make your rental home uninhabitable due to theft, vandalism, water or fire damage.
A home inventory helps you figure out how much renters' insurance coverage you need. Your insurance agent can help you ensure you're fully covered for the calculated value of your belongings.
Contact Uriarte Insurance to discuss your rental insurance needs. We can protect your belonging whether they are in your Kansas and Missouri rental unit or outside the home. Our agents can provide a no-obligation quote and help you determine the appropriate coverage.
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